Investment
Structured Deposits
Structured deposits mean deposits embedded in financial derivatives and absorbed by a commercial bank, which enable depositors to obtain corresponding earnings on the basis of bearing certain risks, through linking the deposits to fluctuations in interest rates, exchange rates, and indices, among others, or to the credit status of an entity.
Wealth Investment Product
The QDII Wealth Management Products, offered by multiple domestic finnancial instituaiton with QDII (Qualified Domestic Instituational Investors) qualificaiton, refer to the offshore investment in permitted financial products on behalf of domestic instituations and individual residents. The offshore assets mainly include mutual funds, bonds, and structured notes, etc.
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