Structured Products Maxi Yield

Structured Products - Maxiyield


What is MaxiYield?

MaxiYield is a dual-currency investment product. You can enjoy:

  • Potentially higher yields on your currency investments. The potential gain is probably usually higher than fixed deposit with the same tenor.
  • An opportunity to potentially capitalize on foreign exchange movements.
  • More choice on foreign currency. You can choose a currency pair from a wide range of currencies, including AUD, CAD, EUR, GBP, JPY, NZD, SGD, CHF, HKD and USD.
  • Is MaxiYield right for you?

    MaxiYield may be an investment for you if:

  • You do not mind holding more than two currencies;
  • You do not mind holding a certain currency with relatively low movement to earn a relatively higher interest and have a greater chance of earning a return in the base currency.
  • You predict that the exchange rate of your chosen currency will remain stable and you hope to earn a higher interest.
  • How Does It Work

    How Does It Work

    Suppose you have completed a transaction with the Bank for a MaxiYield product, and have made the following choices.

    • Place your principal in a base currency of your choice.
      — Assuming USD100,000
    • Choose the second currency as your alternate currency.
      — Assuming Australian Dollar
    • Decide the tenor of your investment.
      — Assuming 1 month (30 days)
    • Select the preferred exchange rate between the base currency and the alternate currency as a pre-agreed exchange rate.
      — Assuming 0.7500(i.e. AUD1 is worth USD0.7500)
    • Accept the mutually agreed Rate of Investment Return.
      — Assuming 12% p.a.