1. WHOLESALE BANKING
  2. CORPORATE BANKING
  3. Deposit
  4. Interest Rate

Interest Rate

RENMINBI INTEREST RATES

RENMINBI INTEREST RATES
Account Type Current Account Contract Saving Deposit 7 Day Call Deposit Term Deposits
3m 6m 12m 24m 36m
None Free Trade Accounts 0.20% 1.05% 1.25% 1.10% 1.30% 1.50% 1.70% 1.90%
Free Trade Accounts 0.00% / / Please consult your RM.
None Free Trade AccountsFree Trade Accounts
Current Account：0.20% Current Account：0.00%
Contract Saving Deposit：1.05% Contract Saving Deposit：/
7 Day Call Deposit：1.25% 7 Day Call Deposit：/
Term Deposits(3M)：1.10% Term Deposits：Please consult your RM.
Term Deposits(6M)：1.30%
Term Deposits(12M)：1.50%
Term Deposits(24M)：1.70%
Term Deposits(36M)：1.90%
  • "Minimum balance: CNY10,000.00 for Term Deposits, CNY500,000.00 for 7 Day Call Deposit and CNY10,000,000.00 for Certificate Deposits for corporate customers (please contact your RM to check available limit and price).
  • Above rates are for reference only, which could be adjusted by bank from time to time. Please liaise with your RM for preferential rate.
  • Existing current account and contract saving deposits will also apply above rate.
  • Above rates will not impact term deposit before maturity, but will also be applied for new and roll over term deposits from Sept 12, 2024."

FOREIGN CURRENCY INTEREST RATES

FOREIGN CURRENCY INTEREST RATES(For Onshore Corp Customers )
Currency O/N rate FD Rate
1W 2W 1M 3M 6M 12M 13M
USD 0.0500% 0.0000% 0.0000% 0.0500% 0.1000% 0.1000% 0.1000% /
HKD 0.0000% 0.0000% 0.0000% 0.0000% 0.1000% 0.1000% 0.1000% /
SGD 0.0000% 0.0000% 0.0000% 0.0500% 0.1000% 0.1000% 0.1000% /
CAD 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
AUD 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
NZD 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
GBP 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
EUR 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
JPY 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
CHF 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% 0.0000% /
Currency：USDO/N rate：0.0500%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0500% FD Rate(3M)：0.1000%
FD Rate(6M)：0.1000% FD Rate(12M)：0.1000%
FD Rate(13M)：/
Currency：HKDO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.1000%
FD Rate(6M)：0.1000% FD Rate(12M)：0.1000%
FD Rate(13M)：/
Currency：SGDO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0500% FD Rate(3M)：0.1000%
FD Rate(6M)：0.1000% FD Rate(12M)：0.1000%
FD Rate(13M)：/
Currency：CADO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：AUDO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：NZDO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：GBPO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：EURO/N rate：0.0000%
FD Rate(1W)：0.0000% 定期利率(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：JPYO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
Currency：CHFO/N rate：0.0000%
FD Rate(1W)：0.0000% FD Rate(2W)：0.0000%
FD Rate(1M)：0.0000% FD Rate(3M)：0.0000%
FD Rate(6M)：0.0000% FD Rate(12M)：0.0000%
FD Rate(13M)：/
  • Above interest rates are only for onshore corporate customers and are subject to changes from time to time without prior notice.
  • For more information, please contact your relationship manager.
FOREIGN CURRENCY INTEREST RATES(For Offshore & FTZ Corp Customers )
Currency O/N rate FD Rate
1W 2W 1M 3M 6M 12M 13M
USD 0.0000% / / / / / / /
HKD 0.0000% / / / / / / /
SGD 0.0000% / / / / / / /
CAD 0.0000% / / / / / / /
AUD 0.0000% / / / / / / /
NZD 0.0000% / / / / / / /
GBP 0.0000% / / / / / / /
EUR 0.0000% / / / / / / /
JPY 0.0000% / / / / / / /
CHF 0.0000% / / / / / / /
Currency：USDO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：HKDO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：SGDO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：CADO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：AUDO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：NZDO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：GBPO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：EURO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：JPYO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
Currency：CHFO/N rate：0.0000%
FD Rate(1W)：/ FD Rate(2W)：/
FD Rate(1M)：/ FD Rate(3M)：/
FD Rate(6M)：/ FD Rate(12M)：/
FD Rate(13M)：/
  • If you want to get interest rates of FOREIGN CURRENCY INTEREST RATES(For Offshore & FTZ Corp Customers ), please contact your relationship manager.

This page data latest refreshed on Feb 01st, 2021.