Legal Notice

Welcome to the Corporate Website of UNITED OVERSEAS BANK (CHINA) LIMITED (hereinafter referred to as "UOB China" or “Bank”)


Use Of Information And Materials

The contents of this Website and/or made available through the services are provided for general information only and should not be used as a basis for making any specific investment, business or commercial decision. You should at all times consult your professional advisers and obtain independent verification of such information and data before making any decision based thereon.

Investors should note that some of the investment services provided in this Website and/or made available through the services relate to investments whose prices or values may rise or fall and that they may not recover the principal invested. If the investment is denominated in a foreign currency, factors including but not limited to changes in exchange rates may have an adverse effect on the value, price or income of an investment. Past performance of investments or investment management is not necessarily an indication of future performance.

The contents of this Website and/or made available through the services, including these terms and conditions, are subject to change and may be modified, deleted or replaced from time to time and at any time at the sole and absolute discretion of UOB China.

Invitations to Treat and Not Offers

Nothing in this Website and/or made available through the services shall be considered or construed on the part of any member of UOB China as an offer or solicitation to buy, sell, give, take, issue, allot or transfer, or as giving any advice in respect of shares, stocks, bonds, notes, interests, unit trusts, mutual funds or other securities, investments, loans, advances, credits or deposits in any jurisdiction.

Notwithstanding the generality of the foregoing, the information and materials contained on this Website and/or made available through the services shall in all cases be construed as an invitation to treat made only in the People’s Republic of China. Any such invitation to treat shall be void where prohibited by law, whether by the law of the People’s Republic of China or by the law of the jurisdiction in which you are located. By making an offer to UOB China, which offer shall be deemed unsolicited, you warrant that such offer and any contract resulting from the acceptance thereof by UOB China will not be in conflict with the laws of your jurisdiction and will be made pursuant to the provisions with regards to Jurisdiction below. UOB China shall not be under any obligation whatsoever, express or implied, to reply to unsolicited correspondence, communications or email or to acknowledge receipt of the same.


UOB China may provide links to websites, software applications or mobile applications (‘Third Party Links’) owned, controlled or offered by third parties. Access to and the use of such Third Party Links is at your own risk and subject to the terms and conditions applicable to such access and/or use. For the avoidance of doubt, by creating a link to a Third Party Links, UOB China shall not be construed as endorsing or recommending any product or service offered or as verifying any information contained in any such Third Party Links. Accordingly, UOB China will not be responsible for any and all information, materials, products or services (or any failure thereof) contained in or offered at any such Third Party Links linked to this Website and/or services.


Any and all information submitted to UOB China through this Website and/or the services shall be deemed to be and shall remain the sole and exclusive property of UOB China. UOB China shall be entitled to use, for any purpose and without any payment or compensation, any information including but not limited to ideas, concepts, know-how or techniques in whatsoever form provided to UOB China through this Website and/or the services.

Email Messages

UOB China does not guarantee that (a) email messages sent to the UOB China over the Internet will be completely secure. Under no circumstances will the UOB China be liable for any damages incurred or sustained by you in connection with or arising from any (a) message transmitted via the Internet by you to the UOB China or by the UOB China to you at your request.

Inherent Nature of the Internet

You acknowledge and accept that the inherent nature of the Internet and/or telecommunications services is such that transmissions may be subject to interruption, interception, hacking, fluctuation, inaccuracy, defect, corruption, loss, connection error, transmission blackout, delayed or failed transmission and/or incorrect, garbled or incomplete data transmission. UOB China will not be liable for breakdown, interruption, failure, closure or malfunctions in communications facilities not under its control that may affect the accuracy, authenticity or timeliness of messages and transactions that may be sent and does not warrant that any identified defect will be corrected.


This Website and/or the services are not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Notwithstanding anything in this Website, your eligibility for all products and services on this Website is subject to acceptance by UOB China.

Copyright And Trade Marks Notice

Except as otherwise expressly stated in this Website and/or through the services, the copyright and all other intellectual property in and to the contents of this Website and/or the services is owned by the UOB China. No part or parts hereof may be used, reproduced, distributed, published, modified, displayed, broadcasted, hyperlinked or transmitted in any manner or by any means or stored in an information retrieval system without the UOB China's prior written permission. Further, you may not, without the UOB China's prior written permission, (a) insert a hyperlink to this Website or on any part thereof on any other websites or 'mirror' any material contained on this Website on any other server, website or web page; and/or (b) insert a link to the services.

All trade marks and service marks used and displayed in this Website and/or through the services are the property of the UOB China and, where applicable, third party proprietors identified in the website and/or through the services. You shall have no right or licence to download, reproduce or use any such trade marks or service marks whether for use as a link to any website and/or the services or otherwise, except with the prior written approval of the respective members of the UOB China or third party proprietors (as the case may be).

No Warranties

The contents of this Website and/or made available through the services, including but not limited to services, products, information, data, text, graphics, audio, video, links or other items are provided 'AS IS ', and 'AS AVAILABLE '. UOB China does not warrant the truth, accuracy, adequacy, completeness or reasonableness of such contents and expressly disclaims liability for any and all errors or omissions whatsoever.

No warranty of any kind, implied, express or statutory, including but not limited to any warranty of title, non-infringement of third party rights, merchantability, satisfactory quality, fitness for a particular purpose and freedom from computer virus or other contaminants or other malicious, destructive or corrupting code, agent programme or macros (collectively, the 'virus'), is given in conjunction with this Website and/or services, or its contents, including any links to third party websites, software applications and/or mobile applications.

Exclusion Of Liability

Without prejudice to anything contained in this Website and/or the services, UOB China shall not be liable in any manner whatsoever for any damage, loss or expense including without limitation, direct, indirect, special, or consequential damage, or economic loss arising from or in connection with:

  1. any access, use or the inability to access or use this Website and/or services, use of or reliance on the contents of this Website and/or made available through the services;
  2. any transaction performed on any web page in this Website;
  3. any loss or abuse or unauthorised disclosure of information, including customer information;
  4. any system, server or connection failure, error, omission, interruption, interception, delay in operation or transmission, or computer virus;
  5. any use of or access to any other websites linked to this Website; and/or
  6. any service, product, information, data, software or other materials obtained from this Website or from any other websites linked to this Website

even if the UOB China or its agents or employees had been advised of the possibility of such damages, losses and/or expenses. This exclusion clause shall take effect to the fullest extent permitted by law.

Governing Law and Jurisdiction

By (a) accessing this Website and/or (b) accessing and/or using the services, you agree that PRC law shall govern such access and the provision of such services and you agree to submit to the non-exclusive jurisdiction of the courts of the People’s Republic of China.

In the event that the laws of your jurisdiction either do not permit or impose restrictions on the access to the contents of this Website and/or made available through the services, you shall forthwith discontinue access or comply with such restrictions (as the case may be).

Chinese Version To Prevail

If there are inconsistencies in meaning between the Chinese-language version and English-language version of these terms and conditions, the Chinese-language version shall prevail.